Sample Payment Schedules
Sample Payment Schedules
Sample Payment Schedules
State
Amount Financed
Finance Charge
Total Owed
Annual
Percentage Rate*
AL
$200
$400
$500
$35.00
$70.00
$87.50
$235.00
$470.00
$587.50
176.23%
176.23%
176.23%
CA
$50
$100
$200
$8.82
$17.64
$35.28
$58.82
$117.64
$235.28
177.99%
177.60%
177.60%
DE
$200
$400
$500
$600
$50.00
$100.00
$125.00
$150.00
$250.00
$500.00
$625.00
$750.00
248.67%
248.67%
248.67%
248.67%
FL
$200
$400
$500
$600
$46.54
$88.07
$108.84
$129.61
$246.54
$488.07
$608.84
$729.61
232.00%
220.08%
217.65%
216.03%
HI
$200
$300
$500
$43.62
$65.43
$72.37
$243.62
$365.43
$572.37
218.05%
218.06%
146.52%
IA
$200
$400
$500
$46.95
$73.90
$77.37
$246.95
$473.90
$577.37
234.08%
185.75%
156.37%
ID
$200
$400
$500
$600
$40.00
$80.00
$100.00
$120.00
$240.00
$480.00
$600.00
$720.00
200.56%
200.56%
200.56%
200.56%
IN
$200
$400
$500
$30.00
$57.00
$67.00
$230.00
$457.00
$567.00
151.70%
144.31%
135.90%
KS
$200
$400
$500
$30.00
$60.00
$75.00
$230.00
$460.00
$575.00
151.70%
151.70%
151.70%
KY
$200
$400
$500
$30.00
$60.00
$75.00
$230.00
$460.00
$575.00
151.70%
151.70%
151.70%
LA
$100
$200
$300
$26.72
$43.48
$55.00
$126.72
$243.48
$355.00
265.08%
217.38%
184.36%
MI
$200
$400
$500
$29.00
$54.00
$65.00
$229.00
$454.00
$565.00
146.77%
136.89%
131.94%
MO
$200
$400
$500
$50.00
$100.00
$125.00
$250.00
$500.00
$625.00
248.67%
248.67%
248.67%
MS
$200
$400
$500
$40.00
$80.00
$100.00
$240.00
$480.00
$600.00
200.56%
200.56%
200.56%
NV
$200
$400
$500
$600
$50.00
$100.00
$125.00
$150.00
$250.00
$500.00
$625.00
$750.00
248.67%
248.67%
248.67%
248.67%
OH
$200
$400
$500
$600
$48.73
$73.88
$77.09
$82.31
$248.73
$473.88
$577.09
$682.31
245.22%
187.31%
157.22%
140.30%
OK
$200
$400
$500
$30.00
$58.00
$71.00
$230.00
$458.00
$571.00
151.70%
146.77%
143.81%
OR
$100
$200
$300
$13.47
$26.95
$40.43
$113.47
$226.95
$340.43
136.60%
136.60%
136.60%
RI
$200
$400
$500
$20.00
$40.00
$50.00
$220.00
$440.00
$550.00
102.04%
102.04%
102.04%
SC
$200
$400
$500
$30.00
$60.00
$75.00
$230.00
$460.00
$575.00
151.70%
151.70%
151.70%
TN
$200
$400
$500
$30.00
$60.00
$75.00
$230.00
$460.00
$575.00
151.70%
151.70%
151.70%
TX
$200
$400
$500
$600
$50.00
$100.00
$125.00
$150.00
$250.00
$500.00
$625.00
$750.00
248.67%
248.67%
248.67%
248.67%
UT
$200
$400
$500
$600
$40.00
$80.00
$100.00
$120.00
$240.00
$480.00
$600.00
$720.00
200.56%
200.56%
200.56%
200.56%
WA
$200
$400
$500
$600
$30.00
$60.00
$75.00
$85.00
$230.00
$460.00
$575.00
$685.00
151.70%
151.70%
151.70%
143.48%
*APR is calculated based on four bi-weekly payments over a 56-day term.
*APR is calculated based on
four bi-weekly payments over a 56-day term.
Last Updated: Mar 13, 2024
Last Updated: Mar 13, 2024