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Get up to $500 instantly and repay over time.

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Unlock a $400 or $800 credit limit in minutes.

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Unlock a $400 or $800 credit limit in minutes.

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Mission

Financial Relief Plan

Loan

Get up to $500 instantly and repay over time.

Advance

Unlock a $400 or $800 credit limit in minutes.

Card

Unlock a $400 or $800 credit limit in minutes.

Learn

Mission

Financial Relief Plan

Money in minutes

Apply now

Money in minutes

Apply now

Money in minutes

Apply now

Why we’re here

It’s our mission to help you unlock economic mobility

What we’re about

What we’re about

Getting access to credit hasn’t always been this easy

Millions of Americans can’t afford a $400 emergency. Predatory lenders use their vulnerability to trap customers in debt. We created Possible because we knew there must be another way.

At Possible, we succeed when you do. We’re here to provide access to credit while supporting your financial health with tools like building credit history, transparent pricing and more.

Source: Federal Reserve

Empowering you to borrow on your terms

We offer credit products and payment plans that fit your life—without the hassle, surprise fees, or fear of getting stuck in debt. Our app makes it easy to access your money you need when you need it, with options to adjust your payment schedule and build your credit responsibly. Whether it’s an unexpected bill, emergency expense, or just a bridge to your next paycheck, we’ve got your back.

Our impact

Our members saved $511,415,910million inline-0

in fees by choosing Possible.

Our members saved $511,415,910million inline-0

in fees by choosing Possible.

Our members saved $511,415,910million inline-0

in fees by choosing Possible.

We structured our product so that we succeed when our customers do. Here’s how we got this number: we reviewed fee and payday loan usage information from state regulatory agencies to calculate how much we have saved our customers in fees. This amount is based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees and insufficient funds fees. Your individual results may vary depending on factors like where you live.

2023 Impact Report: Building Momentum

A Milestone Moment: Reflecting on our impact to date

Discover more

Our story

In 2017, our founders shared a vision for financial fairness

Tony, a fourth-grade teacher turned startup CEO, made their vision a reality.

Public Benefit Corporation

Our commitment to your financial wellbeing

As a Public Benefit Corporation, we’re accountable to more than just our bottom line.

Why we’re a PBC

Delivering on our promise

Helped reform payday loan laws in 3 states to better protect borrowers

1 billion borrowed

Possible app UI showing upcoming payments with one out of four payments made.

Possible app UI asking to choose an amount to borrow. "$200" is typed into the field.

4 million loans

Our purpose inline-0 in action

Illustration representing a newspaper layout with arrows pointing up and down.

The History of Credit: From Trust-Based Borrowing to Modern Credit Scores

Financial Wellness

Community

7/15/24

minute read

The History of Credit: From Trust-Based Borrowing to Modern Credit Scores

Financial Wellness

Community

7/15/24

minute read

The History of Credit: From Trust-Based Borrowing to Modern Credit Scores

Financial Wellness

Community

7/15/24

minute read

Possible is now a Public Benefit Corporation—here’s what it means for you

Financial Wellness

Community

12/1/22

minute read

Possible is now a Public Benefit Corporation—here’s what it means for you

Financial Wellness

Community

12/1/22

minute read

Possible is now a Public Benefit Corporation—here’s what it means for you

Financial Wellness

Community

12/1/22

minute read

Join the Possibleteam

Make an impact on the financial wellbeing of millions.

Careers

Keep intouch

Drop your email for access to financial tips, updates on our latest features and more.

Join the Possibleteam

Make an impact on the financial wellbeing of millions.

Careers

Keep intouch

Drop your email for access to financial tips, updates on our latest features and more.

Join the Possibleteam

Make an impact on the financial wellbeing of millions.

Careers

Keep intouch

Drop your email for access to financial tips, updates on our latest features and more.

Send instant^* cash right to the bank account you choose

Apply for a loan

Possible app UI indicating that an application has been approved for a $300 loan.

Possible app UI asking where a loan should be sent—debit card or direct deposit.

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Send instant^* cash right to the bank account you choose

Apply for a loan

Send instant^* cash right to the bank account you choose

Apply for a loan

Frequently asked questions

How do you apply for Possible?

Applying for a Possible Loan is simple and doesn’t require a FICO check. Just download the Possible Finance app from the App Store or Google Play, sign up and connect your bank account. Submit your application, and if approved, you’ll get a decision with clear repayment details. Funds are deposited in minutes*, and you can repay in installments instead of all at once—so you can catch your breath financially. Plus, you have the option to reschedule each payment up to 29 days out from the originally scheduled date with no fees.

How many reviews does the Possible app have?

As of March 2025 on the App Store, Possible has over 100,000 ratings with an average of 4.8 out of 5 stars. 

Is Possible Finance legit?

Founded in 2017, Possible Finance is a legitimate financial technology company that provides small-dollar installment loans with transparent terms, flexible repayment options and no hidden fees. Unlike traditional payday lenders, Possible allows borrowers to repay in manageable installments and move their payment dates. Possible Finance is incorporated in Delaware as a Public Benefit Corporation (PBC), meaning it is legally committed to prioritizing social impact alongside business goals. Possible’s public benefit is a commitment to provide tools that are beneficial to the financial health of the communities they serve. There’s no FICO check and bad credit is OK when you apply, but Possible Loan payments are reported to credit bureaus, giving borrowers an open door to economic mobility and a chance to build their credit history with on-time payments. With a fast, mobile-friendly application process, Possible Finance is a trusted option for those needing short-term financial relief. 

How do you qualify for Possible benefits?

Everyone who uses Possible gets access to our benefits like rescheduling payments for up to 29 days from the originally scheduled date and building credit history. There’s no FICO check when you apply with Possible. Just link your bank account and we’ll review your transactions, income and cash flow to help you qualify—no matter your credit score. 

Frequently asked questions

How do you apply for Possible?

Applying for a Possible Loan is simple and doesn’t require a FICO check. Just download the Possible Finance app from the App Store or Google Play, sign up and connect your bank account. Submit your application, and if approved, you’ll get a decision with clear repayment details. Funds are deposited in minutes*, and you can repay in installments instead of all at once—so you can catch your breath financially. Plus, you have the option to reschedule each payment up to 29 days out from the originally scheduled date with no fees.

How many reviews does the Possible app have?

As of March 2025 on the App Store, Possible has over 100,000 ratings with an average of 4.8 out of 5 stars. 

Is Possible Finance legit?

Founded in 2017, Possible Finance is a legitimate financial technology company that provides small-dollar installment loans with transparent terms, flexible repayment options and no hidden fees. Unlike traditional payday lenders, Possible allows borrowers to repay in manageable installments and move their payment dates. Possible Finance is incorporated in Delaware as a Public Benefit Corporation (PBC), meaning it is legally committed to prioritizing social impact alongside business goals. Possible’s public benefit is a commitment to provide tools that are beneficial to the financial health of the communities they serve. There’s no FICO check and bad credit is OK when you apply, but Possible Loan payments are reported to credit bureaus, giving borrowers an open door to economic mobility and a chance to build their credit history with on-time payments. With a fast, mobile-friendly application process, Possible Finance is a trusted option for those needing short-term financial relief. 

How do you qualify for Possible benefits?

Everyone who uses Possible gets access to our benefits like rescheduling payments for up to 29 days from the originally scheduled date and building credit history. There’s no FICO check when you apply with Possible. Just link your bank account and we’ll review your transactions, income and cash flow to help you qualify—no matter your credit score. 

Frequently asked questions

How do you apply for Possible?

Applying for a Possible Loan is simple and doesn’t require a FICO check. Just download the Possible Finance app from the App Store or Google Play, sign up and connect your bank account. Submit your application, and if approved, you’ll get a decision with clear repayment details. Funds are deposited in minutes*, and you can repay in installments instead of all at once—so you can catch your breath financially. Plus, you have the option to reschedule each payment up to 29 days out from the originally scheduled date with no fees.

How many reviews does the Possible app have?

As of March 2025 on the App Store, Possible has over 100,000 ratings with an average of 4.8 out of 5 stars. 

Is Possible Finance legit?

Founded in 2017, Possible Finance is a legitimate financial technology company that provides small-dollar installment loans with transparent terms, flexible repayment options and no hidden fees. Unlike traditional payday lenders, Possible allows borrowers to repay in manageable installments and move their payment dates. Possible Finance is incorporated in Delaware as a Public Benefit Corporation (PBC), meaning it is legally committed to prioritizing social impact alongside business goals. Possible’s public benefit is a commitment to provide tools that are beneficial to the financial health of the communities they serve. There’s no FICO check and bad credit is OK when you apply, but Possible Loan payments are reported to credit bureaus, giving borrowers an open door to economic mobility and a chance to build their credit history with on-time payments. With a fast, mobile-friendly application process, Possible Finance is a trusted option for those needing short-term financial relief. 

How do you qualify for Possible benefits?

Everyone who uses Possible gets access to our benefits like rescheduling payments for up to 29 days from the originally scheduled date and building credit history. There’s no FICO check when you apply with Possible. Just link your bank account and we’ll review your transactions, income and cash flow to help you qualify—no matter your credit score. 

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, ID, LA, NV, OH, OR, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, NC, OK, RI, SC, TN, TX, VA, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Loan

Advance

Card

Series

Articles

Our purpose

Public Benefit Corp

Financial Relief Plan

Getting access to credit hasn’t always been this easy

Empowering you to borrow on your terms

In 2017, our founders shared a vision for financial fairness

Our commitment to your financial wellbeing

Delivering on our promise

Join the Possibleteam

Keep intouch

Join the Possibleteam

Keep intouch

Join the Possibleteam

Keep intouch

Send instant* cash right to the bank account you choose

Send instant* cash right to the bank account you choose

Send instant* cash right to the bank account you choose

Frequently asked questions

Frequently asked questions

Frequently asked questions

Send instant^* cash right to the bank account you choose

Send instant^* cash right to the bank account you choose

Send instant^* cash right to the bank account you choose