Extra Credit For You: Financial Literacy Month Is On
Team Possible
•
Apr 1, 2025
•
News

What you need to know:
This April, we’re launching Extra Credit, a no-fluff finance series for Financial Literacy Month
Learn from Ellen “Professor” Falbo, our Chief Credit Officer and Daynor Carman, Legal & Finance Expert
Get the facts on common credit misconceptions and hear firsthand borrowing experiences combined with expert advice
We’re giving away a total of $2,000* at the end of April
Ellen is here to answer your credit questions—submit your questions Vouch for a chance to win
Average read time:
~ 3 minutes
Tired of basic financial advice? Had enough of sifting through sometimes good (and often bad) tips on the internet? Well, we’ve got just the thing for you—Extra Credit, a new series that cuts the fluff out of financial advice and goes straight to the good stuff.
At Possible, it’s our mission to do things that benefit the financial health of those we serve. This April, for Financial Literacy Month, we're going beyond the basics on all things credit and personal finance.
You won’t find all that Budgeting 101 content you’ve seen recycled over and over again. Instead, you’ll get insider tips from Ellen Falbo, our Chief Credit Officer (also lovingly known as “Professor Falbo” around the Possible hallways), and Daynor Carman, Legal & Finance Expert. They have years of experience in the financial services and credit industries and can’t wait to share their knowledge with you.
Throughout April, follow along here, on our YouTube channel (@possiblefinance) and on Instagram (@possiblefinance) for everything insider credit tips to the launch of a very special giveaway at the end of the month—with brand-new videos, including:
Credit Diaries: You’ll meet real customers and hear their stories about borrowing, interspersed with helpful advice from our experts.
Expert Insights: Class is in session—tune in as “Professor Falbo” and Daynor Carman take a deep dive into little-known insights about the credit industry.
Money Myths: We clear up credit myths and misconceptions once and for all.
Office Hours Q&A with Ellen: What questions do you have for our credit expert? We’re opening up the floor to you. Record your question on Vouch and you’ll be entered to win—we’ll be giving away $100 to 20 winners* when she answers the best questions at the end of the month.

Get ready to level up your financial knowledge—because Extra Credit is your fast track to smarter money moves. Whether you're looking to debunk common credit myths, gain expert insights or hear real stories from real people, we’ve got something for you. Check back here regularly and don’t miss your chance to ask Ellen your biggest questions about credit.
Watch the latest in the series
Credit Diaries: A New Way To Think About Your Credit Score
How to Fix Credit Report Errors and Dispute Inaccuracies
Do You Need to Carry a Balance to Build Credit? Credit Utilization Explained
Tired of basic financial advice? Had enough of sifting through sometimes good (and often bad) tips on the internet? Well, we’ve got just the thing for you—Extra Credit, a new series that cuts the fluff out of financial advice and goes straight to the good stuff.
At Possible, it’s our mission to do things that benefit the financial health of those we serve. This April, for Financial Literacy Month, we're going beyond the basics on all things credit and personal finance.
You won’t find all that Budgeting 101 content you’ve seen recycled over and over again. Instead, you’ll get insider tips from Ellen Falbo, our Chief Credit Officer (also lovingly known as “Professor Falbo” around the Possible hallways), and Daynor Carman, Legal & Finance Expert. They have years of experience in the financial services and credit industries and can’t wait to share their knowledge with you.
Throughout April, follow along here, on our YouTube channel (@possiblefinance) and on Instagram (@possiblefinance) for everything insider credit tips to the launch of a very special giveaway at the end of the month—with brand-new videos, including:
Credit Diaries: You’ll meet real customers and hear their stories about borrowing, interspersed with helpful advice from our experts.
Expert Insights: Class is in session—tune in as “Professor Falbo” and Daynor Carman take a deep dive into little-known insights about the credit industry.
Money Myths: We clear up credit myths and misconceptions once and for all.
Office Hours Q&A with Ellen: What questions do you have for our credit expert? We’re opening up the floor to you. Record your question on Vouch and you’ll be entered to win—we’ll be giving away $100 to 20 winners* when she answers the best questions at the end of the month.

Get ready to level up your financial knowledge—because Extra Credit is your fast track to smarter money moves. Whether you're looking to debunk common credit myths, gain expert insights or hear real stories from real people, we’ve got something for you. Check back here regularly and don’t miss your chance to ask Ellen your biggest questions about credit.
Watch the latest in the series
Credit Diaries: A New Way To Think About Your Credit Score
How to Fix Credit Report Errors and Dispute Inaccuracies
Do You Need to Carry a Balance to Build Credit? Credit Utilization Explained
Tired of basic financial advice? Had enough of sifting through sometimes good (and often bad) tips on the internet? Well, we’ve got just the thing for you—Extra Credit, a new series that cuts the fluff out of financial advice and goes straight to the good stuff.
At Possible, it’s our mission to do things that benefit the financial health of those we serve. This April, for Financial Literacy Month, we're going beyond the basics on all things credit and personal finance.
You won’t find all that Budgeting 101 content you’ve seen recycled over and over again. Instead, you’ll get insider tips from Ellen Falbo, our Chief Credit Officer (also lovingly known as “Professor Falbo” around the Possible hallways), and Daynor Carman, Legal & Finance Expert. They have years of experience in the financial services and credit industries and can’t wait to share their knowledge with you.
Throughout April, follow along here, on our YouTube channel (@possiblefinance) and on Instagram (@possiblefinance) for everything insider credit tips to the launch of a very special giveaway at the end of the month—with brand-new videos, including:
Credit Diaries: You’ll meet real customers and hear their stories about borrowing, interspersed with helpful advice from our experts.
Expert Insights: Class is in session—tune in as “Professor Falbo” and Daynor Carman take a deep dive into little-known insights about the credit industry.
Money Myths: We clear up credit myths and misconceptions once and for all.
Office Hours Q&A with Ellen: What questions do you have for our credit expert? We’re opening up the floor to you. Record your question on Vouch and you’ll be entered to win—we’ll be giving away $100 to 20 winners* when she answers the best questions at the end of the month.

Get ready to level up your financial knowledge—because Extra Credit is your fast track to smarter money moves. Whether you're looking to debunk common credit myths, gain expert insights or hear real stories from real people, we’ve got something for you. Check back here regularly and don’t miss your chance to ask Ellen your biggest questions about credit.
Watch the latest in the series
Credit Diaries: A New Way To Think About Your Credit Score
How to Fix Credit Report Errors and Dispute Inaccuracies
Do You Need to Carry a Balance to Build Credit? Credit Utilization Explained
Comments or questions?
Drop us a line at hellopossible@possiblefinance.com — we’d love to hear from you.
*Twenty winners will receive one $100 gift card. Winners will be selected based on how well your questions benefit the Possible community & your financial well-being. See full Financial Literacy Month Giveaway Contest Terms here.
*Twenty winners will receive one $100 gift card. Winners will be selected based on how well your questions benefit the Possible community & your financial well-being. See full Financial Literacy Month Giveaway Contest Terms here.
*Twenty winners will receive one $100 gift card. Winners will be selected based on how well your questions benefit the Possible community & your financial well-being. See full Financial Literacy Month Giveaway Contest Terms here.

Team Possible
Team Possible
At Possible, we believe financial health is something everyone deserves. It’s our mission to help you and your community, break the debt cycle and unlock economic mobility for generations to come.
At Possible, we believe financial health is something everyone deserves. It’s our mission to help you and your community, break the debt cycle and unlock economic mobility for generations to come.
Learn More About Possible
Contact Us
Monday-Friday
10AM - 5PM (PDT)
(206) 202-5115
All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.
For Loans, Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, WA and UT. Ohio Residents: License ST.760161.000; Idaho Residents: File #C218397; Washington Residents: License #530-SL-111888; License #1800061850-160823; Florida Residents (for loans generated prior to 6/15/22): License #FT340001187; Louisiana Residents: License #1697898. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, license #10DBO-105848.
Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Maximum loan amounts vary by state. In California, max loan amount is $250.
**Funds disbursement typically occurs within minutes of approval but can take up to five days.
Possible Card is issued by Coastal Community Bank, Member FDIC, pursuant to its license with Mastercard International Incorporated.
Possible Cash is not available in all states.
Possible Financial Inc.© (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121
Learn More About Possible
Contact Us
Monday-Friday
10AM - 5PM (PDT)
(206) 202-5115
All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.
For Loans, Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, WA and UT. Ohio Residents: License ST.760161.000; Idaho Residents: File #C218397; Washington Residents: License #530-SL-111888; License #1800061850-160823; Florida Residents (for loans generated prior to 6/15/22): License #FT340001187; Louisiana Residents: License #1697898. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, license #10DBO-105848.
Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Maximum loan amounts vary by state. In California, max loan amount is $250.
**Funds disbursement typically occurs within minutes of approval but can take up to five days.
Possible Card is issued by Coastal Community Bank, Member FDIC, pursuant to its license with Mastercard International Incorporated.
Possible Cash is not available in all states.
Possible Financial Inc.© (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121