You can also check out the full transcript of each video below:

Dakkota’s Story:

I never have to choose between paying my rent and buying groceries. I don't have to choose between eating and paying an electric bill. My name is Jata Robinson and I've been a possible member since 2018. My work had cut hours and I just needed a little bit of help paying some of my bills. I started looking for loan apps or money apps, and Possible was one of the first ones that showed up. It was one of the highest rated. I thought I would give it a chance and I loved it and it's the only one I've used since my partner and I are moving to Kentucky in about a week. The move has been very difficult on the old checkbook. It's gotten so much more expensive to do anything in where I live. Just nice to know that I've got a little safety net so that I can nest egg as much as I need possible. Gives me a little bit of breathing room on having to pay it back. It's almost like taking money out of savings. You just have to pay a little bit back. You have two months to pay back the loan. You can push back a payment if you just don't have the money. They break it up into four payments and you can always email them. If people can give a little bit more time than that, and the interest on it is next to nothing. This isn't money for your lending from, it's not a predatory loan. It's nice stake unit to have, I believe possible has helped raise my credit score. I only recently started checking it periodically, and it is higher every time, and possible finance doesn't negatively affect my credit score, so my relationship would still be novice. I just got my first credit card and I haven't even used it yet because it's still in the mail. So my credit score is kind of just a thing that's been there that I've never paid much attention to until recently. So financial safety means that I never have to choose between paying my rent and buying groceries. I don't have to choose between eating and paying an electric bill. I don't have to worry about getting the necessities I need to survive.

Kharis’ Story:

I'm a mother of a nine-year-old boy, and recently he knocked his tooth out and I didn't know how I was going to pay for it. It was an unexpected expense possible, made me feel secure in the fact that I could cover that and make sure he's okay and taken care of, and if anything in the future happened, I wouldn't have any issues. The financial challenges I have right now are just budgeting, just how much inflation's gone up. I originally heard about possible finance when I was looking on TikTok, actually for a cash advance app that I could trust. There is a lot of cash advance apps and they're just a little bit sketchy. There's a lot of hidden fees and it seems like they're more so trying to make money off you than possible is trustworthy to me because it spaced out the payments back in larger increments than most of the other apps, which allowed you to get out of the cycle of taking a loan and then paying it back.

Anne’s Story:

We were living paycheck to paycheck. It was hard to not put too much money on our credit card. Some of the financial challenges we had were, we were a young family. My husband had just moved here and took a little bit to get a job. We had two young children and then my youngest child got pretty sick, so it was a challenging time and we also had big plans in the future. We were really cognizant about not ruining our credit score because we wanted to do things in the future. Well, we wanted to buy our own home so we could open our own preschool or childcare, and which we were able to do just last year, well possible. It really helped us keep our credit score good and it kept us from putting too much on our credit cards. And so it's really been able to help us first get our home, which enabled us to get our business. And so it's been really helpful. The relationship with our credit score, keeping an eye on it, was that we were constantly checking and constantly trying to keep our credit utilization low, but we also, we were living paycheck to paycheck, so it was hard to not put too much money on our credit cards. So it was just nice having an emergency fund when we needed it, and that wouldn't hurt our credit score. In the future, we have some big financial goals. We're hoping to expand our childcare a little more, and then once we do that, we want to start helping my husband's family with his home country, which is in the Caribbean. I would describe possible to my family and friends. Sometimes it's hard these days to have an emergency fund available and when things just happen that you can't control, it's just nice to have that flexibility. To have something that doesn't hurt your credit but can also get you through financial security to me means that you're not living paycheck to paycheck. You have a little bit of cushion, and if you don't, at least know that there's ways you can move forward without wrecking you

Austen’s Story:

It's nice to know that when I need it, there's an emergency button that I can kind of get out of trouble. My name is Austin and I've been a member of Possible since 2019.

One of the things I deal with is whenever I'm trying to do income as an actor or voiceover is I have to take off of work for my actual daytime. I'm not salaried yet, so there's income hiccups that occur through that. To get your foot in the door, you have to make some sacrifices. You have to pay your dues, and so it's nice to know that when I need it, there's an emergency button. What drew me to possible, I think was at first how upfront and easy it was to understand what was going on. There was no mystery as to what the interest rates were. I'm borrowing, I'm paying it back. Here are the dates, and it was very easy to understand, and the customer service was also pretty quick to respond. There's actual people that care and it's not just a chatbot or something, and so I typically get nervous whenever my balance gets low, and so if I'm two weeks to payday and I've already paid my bills, but my balance is looking like it's not going the right way, I'll use it as a buffer just to keep up and above and if an emergency thing comes through, it's nice to have extra cash on hand.

I mean, just the notion of being able to relax and not have to worry about a pending bill or if a crisis rolls through, what are you going to do?

Amy’s Story:

I've been trying to grow up, put my big go pants on and get some good credit. My name is Amy. I've been a possible member since 2019. I did a search. I was just searching for a loan company that was going to be available to me because a lot of times you apply for places that they want to do a hard credit report and they want to do all these things and then they don't give you anything in the end anyways, and it was something that offered a payment plan that worked well for me. I always typically use the financial help for bills that I actually should have paid and haven't or just kept falling behind on. Typically it's like a phone bill more that's more expensive than I want it to be, or just your day-to-Day. Expensive like groceries that can get so expensive these days. And gas on top of that too. It's just typically for the day to day. Up until recently, I didn't have an actual real plan for the purpose until I went to Hawaii and it was like an actual financial plan to get there. Rebuilding credit is a really hard thing and I think that possible helps a lot because a positive impact on your credit report when you're paying back regular loans all the time, it's amazing, easy and quick. It's like not a pressure thing. You don't feel like you have to do anything extra or more than you get a simple reply, and I think they're more easily to give. If you have the direct deposits, you have the money in the bank or shows regular history of that. If you're working, you get regular paychecks. There should be no reason they should be able to give you a payday loan. It's awesome. And it's not just till next payday, it's installments. That's the best part about it. It's not just until till next payday. What does that do for anybody? Nothing. Financial security is a dream. I think that it's having money in the bank to do whatever you want, whenever you want, for whatever reason you want to.

Dean’s Story:

Having that moment of a little bit of breathing room helps you feel human, and when you don't have that, you just feel like you're surviving.

It was a time of a lot of fear during the pandemic and realizing I need to make changes. I was getting an apartment and I needed something that would help me just a little bit to keep afloat while I was having to put together a lot of expenses, but also something frankly that even helped with my credit score. My relationship with credit has always been a little strained. I've always learned my lessons the hard way possible, has given me that chance to apply the lessons that I learned and kind of redeem myself a bit to get to really more where I want to go, I guess upgrade my living situation, get my own place sort of a deal, and travel a bit more and visit family more frequently. Those are the two main ones. It's a loan. Yes, it's a lender, but it's also one that seems very transparent upfront and one where it's easy to digest in simple chunks.

With a credit card, it pays forever sometimes to pay off, and sometimes things come up and you add more to the credit card if possible. It's for payments. I know exactly what they are and it's easy. I can plan. Financial safety to me means that I'm not having to worry over every single penny quite as much. Every penny is important, but when you don't feel that safety, every penny becomes a big deal. It relieves a lot of stress. You can actually enjoy what you're doing and maybe spending money on and focus more on that. It's a small difference, but it actually changes everything.

Gloria’s Story:

I know that my credit isn't the best in the world and most of the time have trouble getting loans. I'm Gloria Jackson Nefertiti. I've been a possible customer since 2021. I was working as an office worker or administrative assistant secretary, whatever, until about 2013, and I just decided that I was never going to go back to an office job ever again. I don't have the financial stability that I once had. I know that my credit isn't the best in the world and most of the time have trouble getting loans, even though I feel so much better about my life right now. So I decided to give possible finance a try. I was just amazed at how easy it was. I didn't have to get a credit check because that's what usually does it for me. Once they check my credit, then they always come back and say, we're sorry. I really, really appreciate just how easy they make it for you to get loans. Having an emergency fund, I'm retirement age right now, and I really think that at this point in my life that I really should have way more money saved than I do. If an emergency does come up, I don't want that to just throw me off completely. It's a very, very freeing feeling. I haven't experienced it that often, but I find that I just feel a lot freer to not only do what I want, but also take care of my needs.

Donna’s Story:

I'm actually medically retired. I have Complex PTSD 2019. I kind of did a dive, and so I've been medically retired since then. Because of my issues with PTSD, I was hurting kind of financially, and I was only surviving on my pension through the va. Not having that sense of security, not being able to pay my rent on time, not knowing where to go or who to ask for help, and being the person that I am, very prideful. I would rather try to help myself than try to ask for help. So being able to find possible and being able to get some sort of help to be able to help myself gave me relief. I don't know what I would've done without it. Some of my financial challenges were getting my oil changed and buying groceries, things where I only had so much money to utilize to pay my bills, so I needed extra to be able to actually survive. I would like to empower myself to be able to have my own house. I know that it's on the horizon. I can see it and feel it. I'm just not quite there yet. I think everybody aspires to that, but for me, it looks like having land and being able to have something sustainable for myself.

Gena’s Story:

Credit is a journey. I am learning more about it to be financially fit and be a role model for my children. I would describe possible as a great tool to help you in a need. Prices are going up for groceries and other activities when you're a parent. I was searching online and I Googled and I came across possible and I felt it was reasonable for the payment plans. It wasn't high entrance as other loans out there. My goal is to be a role model for my children. They can have the financial tools, use a credit card responsibility, build their credit, have generational wealth, know about investing and not be scared and to learn. So I'm learning to read more about finance taking classes just to be a better role model for them so they can teach their children. 🟦